Classic Car Insurance Discounts and Savings
With an average cost of less than a dollar a day, Safeco classic car insurance is surprisingly affordable. Talk to your local Safeco agent about ways to save on your classic car insurance.
Take an Accident Prevention Course
If you're a collector who successfully completes an approved accident prevention course, we'll give you a discount that lasts for three years. Most states require drivers to be 55 years or older to qualify.
Qualify for a discount when your classic car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.
Just on Weekends and Holidays
You can drive your classic any time you want. But when you drive less than 5,000 miles a year, you’ll qualify for limited use rates. You probably have another daily use car, but like to drive your collector car on weekend tours, leisurely fall trips, and to special events.
More Than One Car
Get a discount when you insure your classic car and a regular auto with us.
More Than One Policy
Qualify for a multi-policy discount when you also insure your motorcycle, home, boat or RV with us.
More Ways to Lower the Cost of Your Classic Car Insurance
Significantly lower your rate when you reduce your coverage to just comprehensive during the winter months that your classic car is not driven and cozily stored in a safe garage. When cruising season begins again, call your local Safeco agent to reinstate your liability and any other coverage on your policy.
Choose a Higher Deductible
Raising the amount you pay out-of-pocket for losses will reduce how much you pay for your policy premium. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket when you file a claim.
Ask your local Safeco agent how affordable it is to insure your classic car with Safeco insurance. Or get answers to your classic car insurance questions.